The NIH Federal Credit Union provides new and utilized automobile loans, plus refinance options for the wide number of automobile types.

Car loans

The NIH Federal Credit Union provides fast and easy automotive loans whether you might be buying or refinancing a motor vehicle, vehicle, or SUV. Our car loan system features:

Same great low prices on brand brand new, utilized and refinanced autos, presently only 1.99% APR 1

Terms as much as 84 months

Financing up to 125per cent Loan-to-value 2

No re payments when it comes to very first ninety days 3

Exclusive user prices on insurance and security programs

Save your some time cash with this car Buying that is online solution

Wish to estimate your re re payment? Utilize our automobile loan calculator

Get pre-approved with BEGIN! 5

Our BEGIN (indication Today and Ride Today) system is preferable to a old-fashioned pre-approval. Not merely would you have the assurance to be a money customer, you additionally close your loan right in the dealership. Here’s how it really works:

Submit an application for low-rate NIHFCU request and financing your BEGIN Express Draft

Bring your START Draft to your shop and dealer confidently just like a money customer

Close on NIHFCU funding during the dealership. Simply fill out of the BEGIN Draft and allow the dealer care for the remainder

Drive from the lot without unneeded wait

Car Buying Services

Search for your auto that is next with free, no responsibility vehicle Buying provider, with unique user rates at convenient dealerships, nationwide.

Automotive loans for International Fellows

Are you currently a fellow that is international? Make sure to take a look at our fellows that are popular Program to aid your unique borrowing requirements. Find out more

Motorcycle Loans

The NIHFCU funds used and new motorcycles and our system features:

Great low prices presently as little as 5.74% APR 1

Terms as much as 84 months

Funding up to 100percent Loan-to-value 2

No re re payments when it comes to very very first ninety days 3

Exclusive user prices on insurance coverage and security programs

Wish to calculate your payment? Make use of our car loan calculator

Refinance to lessen your price and decrease your payment

A lot of people don’t obtain the most readily useful deal if they first fund their purchase, may it be during the dealer or even a bank. That’s where we can be bought in, with excellent refinance terms that could be in a position to assist quickly recover cash you can make use of for cost savings or any other needs. Today contact a loan representative.

All auto refinance that is online

We refinanced my automobile with NIHFCU and so they provided me with a rate that is great! Very process that is easy. I entirely did everything online without the need to go right to the branch. I became also in a position to sign all my papers electronically. Process just took about 5 days!

Allow the NIHFCU protect both you and your automobile

Force away high priced repairs, even although you fund elsewhere. MRC provides coverage at any fix center in america and Canada plus much more, including:

Car rental as much as $35/day for 5 times

24-hour emergency roadside support 10

Travel expenses reimbursement, as much as $500 11

Select the MRC plan that’s perfect for your requirements at our Protection Program contact or page us.

Car insurance with unique Prices

NIHFCU people meet the criteria for discounted auto insurance prices from leading providers, through our partner, Trustage ®12

You might save yourself a typical of over $500 8

Match a house policy to perhaps save your self more

Get an immediate on the internet and no force estimate

For lots more great benefits and details visit our Insurance page or call us.

NIHFCU Loan Guardian

Safeguard your loved ones up against the unforeseen and erase your loan financial obligation in the event of

With respect to the situation, Loan Guardian might be able to cancel your remaining payments up in to the agreement optimum. 6 For complete details, go to our Protection products web web page.

Assured Resource Protection (GAP)

In the event your automobile is totaled or taken, your insurance coverage may well not protect sufficient to spend down your loan. GAP 7 can really help spend the huge difference. GAP protection includes:

Exclusive low prices, simply $395 8 for motor vehicles and $419 8 for motorcycles

Deductible help for collision claims

Pay roll or upfront to https://paydayloansnj.org review your month-to-month loan re payments

For complete details, go to our Protection products web page or contact us.

Today contact us

Easiest application for the loan ever!

The mortgage application ended up being a straightforward and process that is fast. The employees ended up being extremely friendly whenever I called to inquire of questions regarding the mortgage and exactly how to start out paying it back once again. Overall, this has been a great experience.