Car finance that fits your preferences

Whether or not it’s a fresh or car or truck, an AA loan can help you getting on your way.

Minimal prices from 3.1per cent

Our prices differ according to the quantity you need to borrow, your selected term as well as your credit score.

Complimentary breakdown cover*

One year’ free Basic Breakdown Cover, or even a free add-on if you’re currently an associate. Get more information.

Exclusive rate that is low people

We reserve our loan rates that are lowest for people. Make use of our calculator to have a quote that is personalised.

Given by the lender of Ireland British. AA Financial Services Limited is really a credit broker and never a loan provider.

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Representative instance

Representative 8.9% APR. Centered on that loan of ?4,000 over three years, with monthly repayments of ?126.37 and total quantity repayable of ?4,549.32, including ?549.32 interest at 8.9per cent fixed.

Crucial: The price you are provided depends on your circumstances that are personal together with your credit history. The utmost APR you can get is 29.9%. Your loan term shall rely on the mortgage amount sent applications for. We presently provide loan term lengths of just one to 7 years.

Are you qualified?

Start to see the possibility of the job being accepted without inside your credit rating.

User price

You have suggested you are an AA Member* and certainly will consequently get a special price. Before we carry on, please verify your account quantity below.

* An AA Member is a client which has had arranged breakdown address straight aided by the AA and never as an element of a bank or automobile manufacturer partnership system.

Prepared to use?

Enjoy our low price loans. It is easy and quick to utilize.

The information

FEATURES

• Prices from 3.1per cent APR for loans between ?15,001 and ?25,000
• Fixed month-to-month repayments
• Exclusive reduced loan prices for users
• Instant decision generally in most instances
• Make additional re payments or spend your loan off early
• No arrangement or set-up costs

1 An AA Member is a client that features arranged breakdown address straight aided by the AA rather than included in a vehicle or bank maker partnership system.

* Free breakdown cover

As a brand new AA Loans consumer you’ll receive one year’ Basic Breakdown Cover, or perhaps an add-on that is free you are currently a part.

The Basic Breakdown Cover is actually for a solitary automobile plus one breakdown a lot more than 1/4 mile out of your home address – further call-outs can be found for a basis that is pay-for-use.

Current people can receive an add-on that is free either nationwide healing, in the home or Onward Travel for the remaining of these account 12 months.

Your Basic Breakdown Cover or free becomes that are add-on once the application for the loan is accepted. The chosen add-on is going to be renewed immediately until you inform us to not ever. The free breakdown cover isn’t available in the event that you have AA breakdown address throughout your bank or automobile maker. Listed here are all of the conditions and terms.

Manage your loan

Help handle your existing AA Loan.

Award-winning loans

About loans

What exactly is an APR?

The APR you get can vary through the advertised price. This is basically the rate that is representative we anticipate people whom apply to have.

The rate you might be provided will soon be a personalised price predicated on your present specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.

Trying to get an AA Loan

You are able to use online and are certain to get a immediate decision in many cases.

Who is able to use?

To meet the requirements to apply you have to;

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• Have already been A british resident for at the least three years
• Be over 21 with no more than 70 if the loan term ends
• Be used with an income of ?12,000 or higher
• Not need a past reputation for County Court Judgments or bankruptcy
• Have actually a UK based bank or building society account that will pay direct debits

The length of time can we just take that loan for?

Loans can be found between 1 and 7 years (with regards to the value of your loan).

Are you able to let me know simply how much that loan will definitely cost and never having to offer my personal statistics?

We provide a personalised cost which can be predicated on your own personal circumstances and quantity you want to borrow and it’s also consequently required to capture your own personal details. Take note that individuals usually do not provide an indicative quote. If you continue and fill out an application, a credit search will likely be registered during the Credit Reference Agencies.